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HBW PARTNERS
Ron Dortch

The Pros and Cons of a Big Tax Refund

Is receiving a big tax refund a reason to celebrate?

Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA, SIPC. Cetera is under separate ownership from any other named entity.

Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Investment advisory services are offered through HBW Advisory Services LLC. HBW Insurance & Financial Services, Inc. dba HBW Partners and HBW Advisory Services LLC are separate entities which do not offer legal or tax advice.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

CRD#: 1994613; Broker Regulated by FINRA --- FINRA CHECK: https://brokercheck.finra.org/individual/summary/1994613

HBW Advisory Services LLC Form CRS:

https://hbwadvisory.com/wp-content/uploads/FORM-CRS.pdf

Investment Advisor Representative

Registrations: 6, 63, 65, 26.

Email: Ron.dortch@hbwpartners.com

2706 Enterprise Parkway, Suite C
Richmond, Virginia 23294-6334

PHONE: (804) 747-8229

FAX: (804) 747-4024

www.rondortch.com

States Licensed/Registered In:

Insurance: AZ, FL, IN, MD, NC, NJ, NV, OH, PA, TX, VA, WV

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